Hamilton Smith Associates was formed to assist financial institutions and their software vendors with continued monitoring of regulatory changes and creation of practical business procedures and definition of business requirements.

Concentrating heavily in the life, annuity and health insurance industry, and emphasizing Federal level regulatory and compliance activities, Hamilton Smith Associates prepares alerts on regulatory changes that are pending in Congress or recently passed, and their practical deployment descriptions.

New wealth management solutions and hybrid products being created now blur the once-comfortable distinction between life, annuity, health and pure investments products. New hybrid products will continue to gain favor and be created at an increasing pace. These products cannot be treated like comfortable siloed products of the past where rules of compliance, reporting and taxation were clearly defined.